Designing Financial Plans for First-Gen Wealth Builders: Systems, Cash Flow & Cultural Comple

Many financial plans overlook the cultural and structural realities of first-generation professionals building wealth in the U.S.—especially those with dual financial obligations to family abroad. In this session, we’ll explore how to design comprehensive, cash-flow-focused plans that center lived experience and generational purpose.

Drawing on my background in engineering, systems thinking, and financial planning, I’ll share frameworks for managing client complexity: remittances, immigrant family expectations, cultural wealth signaling, and career-driven cash spikes (common in STEM and healthcare fields). Advisors will walk away with tools to help first-gen clients optimize cash flow, build resilience, and turn fragmented income into sustainable, purpose-driven wealth.

3 Learning Objectives:

- Recognize the unique financial behaviors and pressures of first-generation immigrant professionals

- Apply systems-thinking tools to help clients structure their financial lives for clarity and control

- Build planning strategies that account for cross-border support, income volatility, and family legacy goals