Wharton Wealth Planning

About Us

Wharton Wealth Planning provides independent investment management and retirement planning services. We serve New York City, Bergen County (NJ), Santa Fe (NM), and clients throughout the country. Whether you are early in your career and starting to think about retirement or retired, seeking to maximize portfolio returns and income, we can help you. As a fiduciary, we are objective and commission-free. With the unique expertise of both a CFP® and MBA designation and over two decades of hands-on experience, we bring an interdisciplinary approach to the challenges of investments and financial planning.  

Our Approach

Asset management strategies and retirement planning solutions are developed by a dual-credentialed CERTIFIED FINANCIAL PLANNER™ (CFP®) with an MBA. Our experienced certified financial-planning team can help you implement a financial plan that is specific to your investment goals, cash-flow needs, family circumstances, and tax situations.

Investment Philosophy

As long-term investors, we take a principled approach by avoiding short-term trends and sensational economic forecasts. Clients are best served by ensuring that their investments are consistent with their risk profile and personal goals, and using academically validated principles. We minimize expenses and improve returns by using low-cost mutual funds and exchange-traded funds. Open architecture allows us to choose from the full universe of investment choices and find the selections we consider to be “best in class”. Open architecture can often lead to lower costs and improved returns by mitigating potential conflicts of interest. Our investment strategies are also created to minimizes taxes.