Wharton Wealth Planning

About Us

Wharton Wealth Planning provides independent investment management and retirement planning services to individuals, families, and small businesses. Whether you are early in your career and starting to think about retirement or retired, seeking to maximize portfolio returns and retirement income, we can help you. Our philosophy is that independent, fee-only advice yields the best financial solutions. As a fiduciary, we are independent, objective, and commission-free. With over 25 years of experience, our dedicated advisor team is committed to providing extraordinary service to clients.

Our Approach

Asset management strategies and retirement planning solutions are developed by a dual-credentialed CERTIFIED FINANCIAL PLANNER™ (CFP®) with an MBA. Our experienced certified financial-planning team can help you implement a financial plan that is specific to your investment goals, cash-flow needs, family circumstances, and tax situations.

Investment Philosophy

Clients are best served by ensuring that their investments are consistent with their risk profile and personal goals, and using academically validated asset allocation principles and diversification principles. We seek to minimize expenses and improve returns by using low-cost mutual funds and exchange-traded funds. Open architecture allows us to choose from the full universe of investment choices and find the selections we consider to be “best in class” to meet specific client needs and goals. Open architecture can often lead to lower costs and improved risk-adjusted returns for investors by mitigating potential conflicts of interest that can arise in closed systems. Taxes are also a significant component of any investment strategy. An efficient investment strategy always considers and minimizes taxes.