NAPFA Spring 2026 National Conference Speaker

Charlotte Ingram is a financial planning researcher whose work bridges analytical expertise, behavioral insights, and client-centered strategy. With experience in research, financial education, and project management, she brings both technical proficiency and an understanding of human behavior to her work. Charlotte is currently pursuing a Ph.D. in Financial Planning, with career goals of becoming a Private Wealth Advisor specializing in sudden-wealth clients. Her passion for sudden wealth stems from helping individuals navigate the financial, emotional, and strategic challenges that accompany life-changing windfalls. She integrates data-driven analysis with empathy and financial literacy education to support clients in transforming windfalls into sustainable, long-term wealth. Charlotte is also committed to mentorship and plans to teach at the collegiate level, advancing financial literacy and developing future financial planners. Her approach blends behavioral finance, goal alignment, and sound planning to help individuals achieve clarity, confidence, and long-term security.