Student Loan Planning Reloaded: Your OBBBA Roadmap for 2026 and Beyond | NAPFA Foundation

Sponsored by the NAPFA Foundation

Reforms from the 2025 One Big Beautiful Bill Act represent the most significant overhaul of federal student loan policy in decades; as a result, financial planners who work with borrowers must adapt quickly. This session breaks down the new policy changes, critical upcoming deadlines, and household-level planning shifts created by OBBBA. We’ll translate complex regulatory changes into actionable planning strategies for high-income, dual-debt, and married borrowers. Attendees will leave with a structured framework to integrate OBBBA into their clients' student loan plans.

Learning Objectives:

• Identify the key OBBBA provisions that alter repayment programs, interest subsidies, and tax treatment.
• Evaluate how OBBBA impacts planning strategies for married borrowers, high-income earners, and dual-debt households.
• Apply a structured framework to integrate OBBBA rules into clients' student loan plans.