Social Security: Surprising Claiming Rules and Unique Circumstances with Real Case Studies

1:45 PM - 3:45 PM

This interactive presentation will review some of the least understood Social Security claiming considerations.

After a brief overview of the basics, attendees will review rules related to

  • How some pensions affect Social Security benefits
  • The dependent benefits minor and adult disabled children are entitled to
  • The unique claiming strategies available for survivor benefits
  • Pitfalls of the earnings test
  • Social Security disability benefits and how they transition into retirement benefits

Analyses of real client case studies will be shown to provide insight into the claiming complexities and financial impacts of these decisions.

Learning Objectives:

  • Recall which pensions affect Social Security and the financial impacts of those pensions on retirement and dependent benefits
  • Specify who qualifies for dependent benefits and how their benefit amount is calculated
  • Identify the claiming strategy options for a widow(er) who is eligible for retirement and survivor benefits