Thomas Lucas (CFP®, EA)

Planning Specialties

Tommy helps clients take control of their finances by optimizing cash flow and creating intentional retirement plans. He specializes in tax planning, with particular attention to income tax withholding and employer benefits, helping clients avoid costly mistakes and make confident decisions. Tommy routinely advises on advanced strategies including 401(k) contribution optimization, backdoor and mega backdoor Roth conversions, capital loss harvesting, and 0% capital gain harvesting. He also reviews life, health, auto, and home insurance needs, as well as estate plans.

Tommy began his career at the firm as an intern and, through years of dedication, grew into his current role as lead advisor and owner. He now heads the firm’s internship program, mentoring the next generation of advisors. He has shared his expertise with CFP Board by writing exam questions for their national certification exam for candidates vying to become CERTIFIED FINANCIAL PLANNER © professionals. As head of the Tampa, Lakeland, Lake Mary and Jacksonville offices, Tommy combines his professional expertise with a passion for leadership and client success. Outside of work, he considers it the honor of his life to be a loving husband to his wife and father to five boys.