A Practical Guide to Policy Reviews

Change is the only constant in life … and it is not an option. When individuals don’t keep up with life changes, they could end up suffering financial distress. Each policy type can be different and we’ll cover three important policy types your clients should consider – LTCi, DI, and life insurance.

Learning Objectives:

1. Tax implications of surrendering different types of insurance policies (life insurance and annuities) as well as options to delay or prevent taxable events
2. Demonstrate scenarios of LTCi rate increases and how to evaluate benefit reduction offers
3. Assess information needed for new and existing disability policies, including riders, benefits and policy definitions

This session is sponsored by LLIS.