Joseph Harowski (CFP®)

Joseph Harowski focuses in the
following client markets or areas of practice:
- Business Owners
- High Net Worth Client Needs
- Hourly
- Investment Advice with Ongoing Management
- Investment Advice without Ongoing Management
- Medical Professionals
- Business Owners
- High Net Worth Client Needs
- Hourly
- Investment Advice with Ongoing Management
- Investment Advice without Ongoing Management
- Medical Professionals
Planning Specialties
Smart Choice Financial Planning builds and monitors efficient, low cost portfolios without sales commissions or percentage of assets charges. We target our planning to your current needs only to further keep costs in check.Additional Information
Smart Choice offers you a fiduciary relationship working with someone you can trust. Since there are no sales pressures, you can rest assured Smart Choice works only for you and is paid only by you. Choose between a low annual flat fee for investment monitoring, or choose hourly planning services if you are looking for a review of your current investment or insurance portfolio or need a second opinion on your strategy. Choose Smart Choice and add money back to your portfolio each year. Visit www.smartchoicefinancialplanning.com to learn more!NAPFA Start Date
December 07, 2006
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identifying a potential advisor for their review and consideration. The appearance of an
adviser on the list is not endorsement by NAPFA of that advisor's services. There can be
no assurance that you will experience a certain level of results or satisfaction if you
engage a listed advisor. Except for the NAPFA membership fee, the listed advisor did not
pay NAPFA a separate fee to appear on the list.