Joseph Harowski (CFP®)

Joseph Harowski focuses in the
following client markets or areas of practice:

  • Business Owners
  • High Net Worth Client Needs
  • Hourly
  • Investment Advice with Ongoing Management
  • Investment Advice without Ongoing Management
  • Medical Professionals

Planning Specialties

Smart Choice Financial Planning builds and monitors efficient, low cost portfolios without sales commissions or percentage of assets charges. We target our planning to your current needs only to further keep costs in check.

Additional Information

Smart Choice offers you a fiduciary relationship working with someone you can trust. Since there are no sales pressures, you can rest assured Smart Choice works only for you and is paid only by you. Choose between a low annual flat fee for investment monitoring, or choose hourly planning services if you are looking for a review of your current investment or insurance portfolio or need a second opinion on your strategy. Choose Smart Choice and add money back to your portfolio each year. Visit to learn more!

NAPFA Start Date

December 07, 2006