Christina Empedocles (CFP®)

Christina Empedocles focuses in the
following client markets or areas of practice:
- AUM
- Cash Flow/Budgets/Credit Issues
- College/Education Planning
- Divorce Planning
- Entrepreneurs
- Financial Psychology/Coaching
- AUM
- Cash Flow/Budgets/Credit Issues
- College/Education Planning
- Divorce Planning
- Entrepreneurs
- Financial Psychology/Coaching
Planning Specialties
Fee-only, hourly, financial planning. I advise my clients — I don't sell them things, and I work with people from across the income spectrum with no minimum assets requirements or time commitment. I'm here to help my clients make the best possible decisions with their money, and that could mean having a quick phone conversation or a building full financial plan — it all depends on your circumstances and needs.
If you want to take control of your finances, learn the tools to grow assets, and be an active collaborator in your financial future — then let's talk! My mission is to not only craft the perfect plan to fit your life and your goals, but educate you on the mechanics of how money works so that you'll no longer be the bystander in your own financial life.
Additional Information
As a fee-only, fiduciary financial planner and investment advisor with over a decade of experience and thousands of client conversations, Christina combines technical expertise with a practical understanding of how financial decisions shape everyday life.
She has assisted clients in restructuring investment allocations to reflect both market conditions and personal priorities, analyzing the financial implications of purchasing or selling real estate, understanding the unique planning opportunities available to small business owners, and coordinating complex tax, estate, and insurance strategies across teams of multiple professionals.
With a deep knowledge of tax planning, Christina integrates strategies designed to help improve after-tax efficiency throughout the planning process. Her approach blends detailed financial analysis with a focus on helping clients understand their options, weigh trade-offs, and make informed choices. She believes financial planning is not only about numbers, but about building strategies that reflect intention, adaptability, and resilience in a changing world.
When she’s not working with clients, Christina allows herself to be dragged down neighborhood sidewalks by her 2 dogs, runs along San Francisco Bay, and looks for moths to feed her daughter’s preying mantis. Regularly acting as an armchair geologist, her family politely nods.
NAPFA Start Date
January 24, 2018