Michael Palazzolo (CFP®)

Michael Palazzolo focuses in the
following client markets or areas of practice:

Fixed Fee (Subscription, Retainer, etc.)

High Net Worth Client Needs

Investment Advice without Ongoing Management

Retirement Planning & Distribution Rules

Tax Planning

Women's Financial Planning Issues

Planning Specialties

I am passionate about learning and helping others, with personal finance. I participated in multiple Your Money or Your Life study groups in the 90’s. Over the years, I have volunteered to prepare income taxes for low-income individuals and conducted financial education seminars as part of the Federal Reserve MoneySmart Week.

I have worked with people from Southeast Michigan and all over the U.S. as part of a Consumer Credit Counseling organization and a Registered Investment Advisor with over $1 Billion under management since transitioning from my software engineering career in 2007.

In addition to being a proud member of The National Association of Personal Financial Advisors (NAPFA), I am also a Certified Financial Planner™ professional and a member of the XY Planning Network, and the Financial Planning Association.

Additional Information

I have seen first-hand how sound financial advice can really make a difference in someone’s life. This is true for someone who may have a negative balance sheet or a surplus in the tens of millions. At some common level, we are all just trying to make the best decisions possible for our families, friends, communities, and ourselves. One of my great joys in life is helping someone achieve that empowering "aha" moment about their relationship with their finances.

THESE CORE BELIEFS SHAPE MY PRACTICE:

Debt is hard. Assets are soft. Minimizing and using debt wisely can build or protect net worth, but too much debt is concerning.
Small decisions in your 30’s and 40’s and even 50’s add up over time.
Big decisions in your 60’s and beyond can make a critical difference in your retirement.
Invest in a well-diversified low cost portfolio and leave it alone (except for occasional rebalancing.)