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Welcome Tips from the Top

     

     NAPFA, the National Association of Personal
Financial Advisors, is the nation’s leading organization dedicated to the advancement of Fee-Only comprehensive financial planning.  Consumers and the media look to NAPFA for access to financial advisors who meet the highest standards for professional competency, comprehensive financial planning and Fee-Only compensation. Read more...

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NAPFA Videos from National 2010
 
 
 
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Visit the Financial Planning Coalition website.  Learn about the Coalition's efforts to establish a professional oversight board for financial planners.
 
NAPFA Members and industry professionals should click here for more information and advocacy tools.

    

  
How to Spot Spending Problems
   Do you come out of a tiring day longing to go to the mall, or buy yourself something nice?  Have you ever caught yourself spending out of anger, to teach someone a lesson, or to seek revenge on a partner/spouse?  Do you ever turn to shopping or online purchasing to relieve boredom, alleviate sadness, or because you just can't help yourself?  If so, these may be some red flags that point to a spending pattern that could be harmful.
 
  There is help out there--counselors, financial advisors, or recovery/support groups such as Debtors Anonymous or Spenders Anonymous. 
 
Melissa Hammel, CFP, LPC/MHSP temp
NAPFA-Registered Financial Advisor
Hammel Financial Advisory Group, LLC


www.hammelfinancial.com

 
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