Ron Valpey (AIF®, CFP)
Ron Valpey focuses in the
following client markets or areas of practice:
- College/Education Planning
- High Net Worth Client Needs
- Investment Advice with Ongoing Management
- Investment Advice without Ongoing Management
- Retirement Plan Investment Advice
- Retirement Planning & Distribution Rules
- College/Education Planning
- High Net Worth Client Needs
- Investment Advice with Ongoing Management
- Investment Advice without Ongoing Management
- Retirement Plan Investment Advice
- Retirement Planning & Distribution Rules
Planning Specialties
Managing Your Investments
We follow a multi-prong approach to investment management that allows us to guide our clients on a path of financial well-being.
A Custom Portfolio
This blueprint is created just for you—we take into account your needs, your time horizon and your risk tolerance so you can enjoy your hard-earned resources more and worry less.
A Strategically Allocated and Monitored Portfolio
With your blueprint in hand, we construct and monitor a diversified investment portfolio, combining different assets in varying proportions, and always with an eye to lower expenses and better performance. We review your actual portfolio in detail at least monthly.
Some of the investment vehicles we utilize are no-load (no-commission) mutual funds, exchange traded funds (ETFs), stocks, bonds, treasuries, bills, notes, certificates of deposit (CDs) and money market accounts.
Additional Information
A Financial Plan that’s Straightforward, Effective and Tailored Just for You
We take your financial future very seriously. That’s why we create a custom financial plan for every client and revise the plan at least annually. While retirement is a common planning goal, we will incorporate any goal that you want into your plan: college for your children or grandchildren, lifetime income, the purchase of a vacation home, trips of a lifetime, benefiting heirs…whatever financial goals you may have.
We will also create as many planning scenarios as you would like; what if you retire earlier, retire later, buy a bigger vacation home, downsize your current home, spend more, spend less?
Creating the plan is only part of the process; we also take as much time as needed to explore and interpret your plan with you, so that you can have a comfortable and thorough understanding of exactly what your plan means for you.
The last part of the process is implementing and monitoring the plan. This can include determining the best investment allocation or allocations to achieve your goals, appropriate withdrawal rates, inflation adjustments, tax & estate considerations and cash flow analyses. Monitoring the plan and simply making small adjustments in the short term can help to avoid financial crises in the long run.
Our job is to help you enjoy the security and prosperity resulting from your hard work. A well-constructed custom plan can help safeguard your financial well-being. Our fee only approach can help provide peace of mind that the planning advice you are getting is unbiased and without conflicts of interest.
NAPFA Start Date
February 06, 2015