John Ceparano (CFP®, CPA/PFS)

John Ceparano focuses in the
following client markets or areas of practice:

  • Baby Boomers
  • Business Owners
  • Entrepreneurs
  • High Net Worth Client Needs
  • Medical Professionals
  • Tax Planning

Planning Specialties

John J. Ceparano is a Principal and Wealth Manager at Modera Wealth Management, LLC. As a Wealth Manager, he has had the privilege to provide advice to high net worth individuals, families, businesses, nonprofit organizations and fiduciary clients in all areas of their investment and wealth management needs. 

John has over 25 years of experience in financial planning, taxation, business consulting, financial counseling for closely-held business owners, and serving the needs of high net worth individuals. He was formerly employed at Price Waterhouse, rising to the position of Senior Tax Consultant; Manager and CPA® with Blau, Soloway, & Goldstein in New York; President of Business Blocks, Inc., an accounting and tax firm; and President of Joseph & Company Certified Public Accountants, Inc. John also has served as an adjunct faculty member with St. John's University and the University of Florida, where he taught classes in business management and finance.

He graduated with a Bachelor of Science degree in Accounting, with a minor in Economics, from St. John's University in 1985. John received his Master of Taxation degree from Florida Atlantic University in August 2005. He holds the CERTIFIED FINANCIAL PLANNER™certification,  the CERTIFIED PUBLIC ACCOUNTANT and the PERSONAL FINANCIAL SPECIALIST professional designations. 

Additional Information

John is co-author of The Science of Investing: How to Apply Academic Research to Reduce Risks and Increase Investment Returns. He also frequently writes articles for newspapers covering various wealth management topics and serves as a wealth management panelist for St. John’s University’s “Meet the Expert” Forum.  John is active in his local community. He currently serves on the Board of Directors of the Boys and Girls Club of Citrus County and is an active member of his local Rotary Club. He also has served on the Trinity Catholic High School Board of Trustees, Strategic Planning Committee, and Finance Committee for the past six years.

John enjoys spending time with his wife Mary Ann and three sons, traveling, cycling and snow skiing. 7/17/18/MV.

NAPFA Start Date

April 13, 2010


This Office

221 W Main St Ste A Inverness, FL 34450-4810 Phone: (352) 746-4460 Fax: (352) 746-0816