David Gardner (CFP®, EA, MS)
David Gardner focuses in the
following client markets or areas of practice:
- Business Owners
- Entrepreneurs
- ExPat and Cross Border Issues
- Investment Advice with Ongoing Management
- Medical Professionals
- Retirement Plan Investment Advice
- Business Owners
- Entrepreneurs
- ExPat and Cross Border Issues
- Investment Advice with Ongoing Management
- Medical Professionals
- Retirement Plan Investment Advice
Additional Information
David is a Certified Financial Planner professional and Enrolled Agent with over two decades of experience helping clients achieve economic freedom. After founding Yellowstone Financial in 2007 and later co-founding Confluence Financial Advisors, he served as Sr. Wealth Advisor and Director at Mercer Advisors through 2024. Since 2009, David has written the regular personal finance column for the Boulder Daily Camera and other Colorado newspapers. He also served as an adjunct professor at the University of Colorado Boulder's Leeds School of Business from 2018 to 2022, teaching Retirement Planning. David holds an A.B. in Political Economy from the University of California, Berkeley, where he graduated with High Honors and Phi Beta Kappa distinction, and a Masters of Science from the University of Colorado, Boulder. https://www.linkedin.com/in/david-gardner-cfp%C2%AE-ea-7374642/NAPFA Start Date
December 01, 2025
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