Birchwood Capital

We help people retire confidently and minimize taxes. Our services include comprehensive retirement planning, tax planning, and investment management. We only work with people approaching or in retirement who want to reduce the taxes they pay, have an investment strategy they understand, and work with a dependable advisor. Our investment minimum is $3 million. 

What that means for you is:
-You get a proven plan to make your money last throughout your retirement 
-You get a strategy for not overpaying the IRS
-You get a customized portfolio that you understand, but don't have to manage

How is Birchwood Capital different from other wealth management firms?
We identify tax opportunities now and in the future to keep your lifetime tax liability as low as possible. Taxes will be your biggest expense in retirement, so we help you minimize Uncle Sam's take.

We charge a flat-fee (currently $24,000 annually) rather than bill by percentage (see below). 

The most widespread lie in the industry
The widespread acceptance of the AUM model (charging 1% on assets) has allowed for earnings that are rightfully clients' and moving them into the pockets of brokerage firms and investment advisors. If clients are receiving the same services, why should some pay more just because they have more money? To put it in dollar terms, a client with $5 million in assets will pay almost $2 million over a 20 year relationship to an AUM advisor.  

In 2020, Stephen H. Nelson, CFA, CFP® founded Birchwood Capital and built a firm that serves great families who stand to greatly benefit from having a flat-fee advisor.