Divergent Planning
Our founders started Divergent Planning because they wanted to offer more accountability to clients than the big, national firms offered. Both Ara and Matt started their financial services careers in 2003 and came together in 2010 to open Divergent Planning with a commitment to transparency in financial planning and investment management fees.
That commitment led us to take it a step further, and in 2017, our financial advisory firm became a fee-only, fiduciary Registered Investment Advisor—we aren’t paid commissions, and our advice always puts clients’ best interests first. Located in Bethesda, MD, we have implemented the technology and processes to meet clients in person or virtually, with nearly all of our clients (99%) choosing to work with us remotely.
Who We Serve
Divergent Planning offers tailored financial guidance to professionals in Washington D.C., Maryland, Virginia, and nationwide including :
- Mid-career professionals managing career growth, family responsibilities, and increasing financial complexity
- Pre-retirees planning for retirement income transitions, Social Security, Medicare, and tax-efficient withdrawal strategies
- Federal employees under FERS, including guidance on TSP rollover and withdrawal strategies, pension coordination, and pre-retirement planning for government employees
Disclaimer: Limitations. This list only serves as a resource to assist an individual in
identifying a potential advisor for their review and consideration. The appearance of an
adviser on the list is not endorsement by NAPFA of that advisor's services. There can be
no assurance that you will experience a certain level of results or satisfaction if you
engage a listed advisor. Except for the NAPFA membership fee, the listed advisor did not
pay NAPFA a separate fee to appear on the list.