Using Annuities for Tax Sheltered Growth

Advisors can improve the after-tax performance of non-qualified investment portfolios using low-cost accumulation annuities that benefit from tax-deferred growth. This session will explain the basics of annuity taxation and the efficient location of various asset classes within annuity products. Annuities can receive additional tax benefits when used to fund lifetime income through an exclusion ratio and qualified longevity annuity contracts. Determine when to consider the use of an annuity to increase after-tax returns and how to develop a strategy that optimizes after-tax investment returns.

Learning Objectives:

1. Improve after-tax performance of non-qualified investment portfolios using low-cost accumulation annuities
2. Explain the basics of annuity taxation and the efficient location of various asset classes within annuity products
3. Understand that annuities can receive additional tax benefits when used to fund lifetime income

In-Kind Sponsor: Lincoln Financial Distributors, Inc.