Financial Planner

Available: Immediately

Deadline: Until Position is Filled

Contact: Rachel Moran

Email: careers@rtdfinancial.com

RTD Financial Advisors, Inc. is a Financial Life PlanningTM firm, headquartered in Center City, Philadelphia. We are a progressively growing firm, offering an exciting place to work and a well-defined career path. We strive for a team-oriented culture with a commitment to the highest levels of ethics and client service.

We are seeking a Financial Planner who would be based in our West Chester, PA office while also spending time in our Philadelphia, PA office. This position offers the right candidate an amazing opportunity to join a collaborative team and build a career, shaping the future of a highly committed and cutting-edge financial planning firm. Candidates should passionately believe that client interests always come first.

Key Qualifications and Characteristics

• Holds the CFP® designation

• 3+ years of financial planning experience preferred

• Seeking a defined career path in financial planning

• B.A. or B.S. degree from accredited four-year university

• Strong verbal and written communication skills

• Very organized, with acute attention to detail

• Must be a self-starter, problem solver and a goal-oriented team player with a ‘no job is beneath me’ attitude

• Genuinely caring by nature, empathetic

• Demonstrates curiosity and confidence when dealing with clients and support team

• Has a strong interest in building future relationships

• Open to being mentored and coached

• Experience working with Microsoft Office Suite, eMoney Advisor, Junxure Cloud preferred

Responsibilities

• Contribute to the Financial Planning Process using RTD’s Discover, Plan, Live Approach

• Participate in client meetings and maintain relationships through regular communication

• Complete follow-up communication and implementation of actions that result from client meetings

• Prepare meeting notes to send to clients

• Update Junxure database with notes and actions

• Communicate with client’s outside advisors such as accountants and attorneys

• Receive inbound client phone calls and emails, either addressing their needs or directing them to the appropriate team member

• Collaborate with other planners and support staff for meeting preparation

• Participate in firm’s various committees in pursuit of the company’s goals

• Continue our firm’s history of giving back/volunteering by enthusiastically participating in the growth of our profession through industry associations such as FPA and NAPFA

Salary and Benefits

• Competitive salary with bonus opportunities

• Annual incentive based on merit and the profitability of the firm

• Health and dental insurance (50% company-paid)

• Group long-term disability insurance and group life insurance (100% company-paid)

• 401(k) plan with discretionary Profit Sharing contribution (historically 2%-3% of annual base salary)

• Annual continuing education allowance

• Generous paid time off and holiday schedule

To Apply

Please send your cover letter, resume, answers to the following short essay questions (maximum of 500 words per question), and the client communication exercise to careers@rtdfinancial.com. All documents should be combined into a single PDF file with the filename containing your first and last name - No Phone Calls!

1. What could you bring to RTD that is unique?

2. What does it mean to you to put your client’s interest first?

3. What compensation level would you need?

Client Communication Exercise – In preparation for your meeting with the Smith family, you have been asked to request information from the client for their financial plan update.

Facts:

• Mary and Joe are married and live in the Philadelphia suburbs

• Both Mary and Joe are age 62

• They have two adult children (Sara and Patrick), 1 grandchild named Sophia age 2

Concerns:

• Mary is concerned about their estate plan

• Joe is nervous about a potential stock market correction

Goals:

• Joe and Mary would like to retire in December of 2020 and be able to maintain their current lifestyle

• Both expressed a desire to plan a family trip to Disney World next year

• Both are interested in starting a college savings plan for Sophia

• Both are concerned about Joe’s mother who is now living with them. Her health seems to be declining rapidly. Joe and Mary are supporting her financially.

• They are considering moving to a new and smaller home

Based on the information above, please prepare the communication as you see fit. Remember, you are not rendering advice, just requesting the information you feel is necessary to prepare the financial plan prior to their meeting.