Robert Machado (BS, CFP®, MBA, MSFP)

Robert Machado focuses in the
following client markets or areas of practice:

  • AUM
  • Baby Boomers
  • Investment Advice with Ongoing Management
  • LGBT Couples and Families
  • Middle Income Client Needs
  • Retirement Plan Investment Advice

Planning Specialties

I strongly believe in a Fee-Only model of financial planning, applied on an hourly basis. Clients only pay for time spent on analyzing their specific financial situations, formulating & being educated about the recommendations and helping to implement changes. I firmly believe that my clients should be an active participant, so that they understand why adjustments are implemented, not "Because Bob told me to." My passion to help others succeed began in my youth, tutoring 8th grade Calculus students. The gratification I got when they exclaimed, "Oh! I get it" was pure joy! After receiving my high school diploma, I went on to West Point, where I graduated with a BS degree in Engineering, with training in Airborne & Ranger schools, then additional four years in Germany. It was in 2000-2001, that I experienced a devastating financial setback, nearly losing my home, due to some very poor advice from a financial advisor and Vice-President at a large Broker/Dealer firm. This experience not only crystallized within me a need to understand my own financial situation, but also motivated me to acquire the tools to help other people with their financial worries. I would continue my graduate work by completing a Masters degree in Financial Planning in 2006, from Golden Gate University, in San Francisco. I studied and passed the CFP Exam, all within the same year. In February 2009, I received authorization from the Certified Financial Planner Board of Standards & am currently a CFP.

Additional Information

Graduate of West Point, United States Military Academy - 1973
28 years of Management & Executive Management experience in the Electronics Industry.

NAPFA Start Date

October 18, 2006


This Office

333 N Palm Canyon Dr Ste 112A Palm Springs, CA 92262-5676 Phone: (760) 322-5200