Massimiliano De Santis (CFP®, PhD)

Massimiliano De Santis focuses in the
following client markets or areas of practice:

Business Owners

Cash Flow/Budgets/Credit Issues

College/Education Planning

Investment Advice with Ongoing Management

Middle Income Client Needs

Retirement Plan Investment Advice

Planning Specialties

DESMO offers Comprehensive Financial Planning, Modular Planning, Investment Management, and Personal Finance and Financial Wellness Seminars. Please see our website at desmowealth.com for more details.

Additional Information

Massimiliano (“Massi”) De Santis founded DESMO Wealth to help people live better lives through increased financial health and wellness. The added clarity and peace of mind that comes from a plan tailored to your values lead to better decision making in all areas of your life and increased life satisfaction.

Massi is a Ph.D. economist and a CFP® professional specializing in financial planning and behavioral economics. Massi has over 18 years of experience in solving complex financial problems for individuals, financial advisors, and endowments and foundations. Before founding DESMO Wealth, Massi held senior investment strategy positions at Dimensional Fund Advisors in Austin and Stone Ridge Asset Management in New York. Prior to moving to the financial services industry, Massi was an assistant professor at Dartmouth College, where he taught finance and macroeconomics.

Massi’s accomplishments include the development of award winning strategies at Dimensional Fund Advisors and, with S&P Dow Jones, the development of the first set of indices that track retirement readiness (the S&P STRIDE indices).

Massi has written numerous papers on financial planning, retirement, risk management, and portfolio selection. His work has been featured in USA Today, MarketWatch, S&P Dow Jones, AssetTV, NAPFA, FPA, Investment News, Pensions and Investments, Kiplinger.

Massi is member of the finance council at his local church, a member of the Knights of Columbus, and started out after college as a fireman in his hometown in Maremma, Italy. He moved to California to pursue his Ph.D. in economics and finance. He is married with three sons.