Scott Colton (CPA/PFS, MST)
What do we do? In order to help our clients achieve their financial goals as well as have the peace of mind that they are managing their affairs wisely, we most often create comprehensive plans that address and coordinate the following concerns:
- Retirement Planning
- Tax Management
- Tax Efficient Asset Allocation
- Evidence-Based and Low Cost Investment Management
- Estate Planning/Wealth Transfer
- Risk Management
- Debt Management
- Social Security Strategies
- Tax Efficient Cash Flow Sequencing
- College Planning
Our advice is always conflict free, always in your best interest and always delivered in accordance with the fiduciary standard our clients expect.
We only work for you.
Colton Wealth Management is an independent, fee-only, Registered Investment Advisor that serves clients with a fiduciary standard of care. For more than two decades CWM President Scott Colton’s passion has been to help his clients implement strategies to help them realize their financial goals.
CWM’s investment approach is grounded in economic theory and backed by decades of empirical research. Our investment approach is based on a belief in markets. Rather than relying on futile forecasting, stock picking, market timing or trying to outguess others, we utilize a more systematic and solid academic approach to investing—an approach we can implement consistently, at a low cost and one investors can understand and stick with, even in challenging market environments.
We view the creation of a sound written financial plan as the foundation of financial success. Knowing where you are and the steps you need to take to get to where you want to go is the critical first step to reaching your financial goals.
Clients want unbiased advice. We believe that unbiased advice is best given when a fiduciary relationship exists. As fiduciary advisors, we are required to act in your best interest at all times. Unlike firms who collect commissions and remunerations for recommending specific financial products, we have no incentive to pick one investment over another. As a fee-only financial advisor, we are independent and paid by the client – not from commissions on product sales.
We are committed to working with you and for you. Our customized financial advice is tailored to help you succeed in your unique situation. As fee-only advisors, we are here to help. We will build a plan based on your goals. Our process starts with you.
NAPFA Start Date
February 19, 2014