Jirayr Kembikian (CFP)

Jirayr Kembikian focuses in the
following client markets or areas of practice:

  • Corporate Executives
  • Financial Psychology/Coaching
  • High Net Worth Client Needs
  • Investment Advice with Ongoing Management
  • Retirement Plan Investment Advice
  • Retirement Planning & Distribution Rules

Planning Specialties

Jirayr started his career with one of the nation's largest banks, where he repeatedly witnessed the enduring impact of a solid financial plan on clients’ success. This led him to pursue a career as a financial planner with a mission to provide all clients with a great financial roadmap and professional guidance in order to help them reach their full financial potential. 

Prior to Citrine Capital, Jirayr was a financial planner and investment advisor representative at Ameritas Investment Corporation where he earned his Series 6, 63 and 65 licenses. In 2016, Jirayr joined Ryan at Citrine Capital where he now serves as a managing partner.

Jirayr is an Investment Advisor Representative (IAR), California, Life, Health and Disability Insurance Agent, and a CERTIFIED FINANCIAL PLANNER™ (CFP®). He has helped hundreds of individuals and families develop a financial plan and work towards their financial goals. 

Jirayr holds a degree in finance from San Francisco State University. Born and raised in Marin County, he is an active community and board member in local service organizations. He is passionate about his active lifestyle including sports, mountain biking, hiking, photography and international travel. 

Additional Information

Citrine Capital is a boutique, fee-only, San Francisco-based financial planning and wealth advisory firm committed to helping Gen X and Gen Y families, tech professionals and small business owners thrive.

Our comprehensive approach to financial planning is designed to free up our clients’ time and provide peace of mind by helping them make prudent financial decisions for themselves and those who depend on them. Specifically, we help them become financially organized, mitigate taxes, manage investments, plan for major life events, protect loved ones, and conserve and create wealth.

NAPFA Start Date

March 30, 2018


This Office

535 Mission St Fl 14 San Francisco, CA 94105-3253 Phone: (415) 494-8262