Joe Sallee (CFP®, MS)

Joe Sallee focuses in the
following client markets or areas of practice:

  • Charitable Giving
  • College/Education Planning
  • Corporate Executives
  • Estate & Generational Planning Issues
  • High Net Worth Client Needs
  • Retirement Planning & Distribution Rules

Planning Specialties

The complexities of investing and retirement planning don’t have to be overwhelming. At Bay Capital, we can help you through life’s transitions and milestones. While developing your personal financial strategies, we walk you through a step-by-step process designed to help you feel confident in your decisions.  Our services include investment management, retirement income planning and estate planning.

Rather than chase the markets, we are focused on creating predictability in your portfolio. Based on your individual needs and risk tolerance, we create an investment portfolio focused on pursuing your long-term goals. This may consist of bonds, Exchange Traded Funds (ETFs), mutual funds, stocks, or other investment vehicles.

Income planning is a critical element of a solid retirement strategy. A major financial goal is to have a consistent and reliable stream of income that will last through retirement. We can help you address critical questions, such as how to shift from retirement savings to retirement income, how to estimate monthly income, and how to ensure those assets last.

Much of your income may come from multiple retirement plans you have or had with your current and previous employers. We are well-versed in the intricacies and nuances of pensions and other military and government retirement plans. We help you coordinate your benefits plans with your other retirement strategies to generate cash flow and create a steady stream of income. 

Many individuals, couples, and families don’t just want to make their assets last for their lifetimes; they want to leave a legacy for their heirs. However, the financial side of estate planning is often overlooked and can have a significant impact on one’s family. We can assist you in articulating your estate planning needs and coordinate the work of other professionals who may be needed, including attorneys and CPAs. 

Additional Information

Joe Sallee is a fee-only financial advisor at Bay Capital Advisors, LLC, located in Virginia Beach, VA.  He is a Navy veteran who served throughout the United States and overseas.  His assignments were aboard submarines and on staffs that took him around the world where he was exposed to a wide variety of cultures.  Before joining Bay Capital, he founded and served as CEO of Patriot Strategic Investments, LLC, where he served military families and government employees with their retirement planning and investment needs.

Joe is a graduate of the University of Oklahoma, where he earned his Bachelor’s of Science in Physics, and gained a love of college football. He has a Master’s of Science in Management from North Carolina State University, as well as a Master’s of Science in National Security Strategy from the National War College. He has been designated a CERTIFIED FINANCIAL PLANNER™ professional by the College of Financial Planning.

Joe is active in his community and currently serves on the United Way of South Hampton Roads Community Investment Committee, as well as the Chair of the Financial Review Panel.  He has served on the board of directors and as a volunteer with the Virginia Beach Court Appointed Special Advocates (CASA) and has served on the board of directors for the Virginia Beach Division of the Hampton Roads Chamber of Commerce.  

Joe currently resides in Virginia Beach, Virginia. He and his wife, Martine, have four children, with one serving in the Army. He enjoys spending time in the beautiful Virginia outdoors, coaching soccer and watching his kids play sports.

 

NAPFA Start Date

February 07, 2018

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This Office

One Columbus Center, Ste. 600 Virginia Beach, VA 23462 Phone: (757) 816-0967 Fax: (757) 430-1875