Sridhar Krishnan (BS, CFP®, MBA)

Sridhar Krishnan focuses in the
following client markets or areas of practice:

  • Entrepreneurs
  • Fixed Fee (Subscription, Retainer, etc.)
  • Generation X
  • Hourly
  • Investment Advice without Ongoing Management
  • Middle Income Client Needs

Planning Specialties

We focus on providing affordable planning services to Gen X and Gen Y technology professionals (ages 35-55) in the Silicon Valley/San Francisco Bay Area who want to build, grow and secure their financial future. Our services cover a wide variety of financial planning areas such as employer benefits (401(k), 403(b), RSU, ESPP, FSA/HSA, ESOP, NQSO), debt management, college savings (529-plans), insurance needs, tax planning and strategy, home purchase/refinance, retirement planning, investment management (asset allocation, portfolio re-balancing), business ownership, cash flow management, investment property assessment, and estate planning.

Additional Information

Encover Personal Finance LLC is a "fee-only" financial planning firm based in Fremont, CA serving the Bay Area. Our philosophy is to present you with unbiased and well-researched advice so that you can make the best decisions in every phase of your life. Our motto is to provide a plan to build, grow, and secure your financial future by understanding your priorities and goals. While we value a long-term relationship with you, we are happy to address any immediate financial decisions confounding you.

NAPFA Start Date

October 19, 2018


This Office

34291 Eucalyptus Ter Fremont, CA 94555-1979 Phone: (510) 552-5098