Danny Michael (AIF®, BS, CFP®, MSBA)

Danny Michael focuses in the
following client markets or areas of practice:

  • Baby Boomers
  • Business Owners
  • High Net Worth Client Needs
  • Investment Advice with Ongoing Management
  • Retirement Planning & Distribution Rules
  • Tax Planning

Planning Specialties

Retirement Planning – When can I retire? How much do I have to save today to get there? How much can I spend in retirement? These are some of the most crucial questions facing most people today and are of primary importance in determining your financial success and ability to accomplish your life and family goals. We tell you whether you are on track for your long term goals and tell you exactly what you need to do today to ensure you are successful.

Cash Flow Planning –. When it comes to creating income, no factor is more important than taxes. Whether it’s determining whether to take a lump sum vs. a stream of income from your pension or determining the proper age to take social security, these decisions are often irrevocable and can have adverse tax consequences if not made properly. We perform all of the necessary analysis to ensure you are making the best decision.

Tax Planning – Your tax circumstances change from year to year for a number of different reasons. To understand the most beneficial tax planning strategies for you today, it’s important to understand what your tax picture will look like upon retirement. Some of the strategies involve maximizing qualified plans available to you, Roth conversion planning, avoiding Alternative Minimum Tax and structuring the most tax efficient retirement income stream as possible.

Wealth Transfer & Protection Planning  - Ensuring you have a proper estate plan and beneficiary designations in place to transfer the maximum amount of wealth to heirs. We provide comprehensive analysis of life, long term care and disability insurance needs.  We also review all of our client’s personal liability coverages to ensure that many of these risks in retirement are addressed.

Additional Information

Principal & Founder

Danny G. Michael has 18 years of experience as an investment advisor for a number of different financial institutions working with mass affluent and high net worth families and business owners. He received a Bachelors of Science from University of California, Riverside in 2000 and a Masters of science degree in Financial and Tax Planning from San Diego State University in 2008. Danny has also been a Certified Financial Planner™ since 2006 and is also an Accredited Investment Fiduciary. 

NAPFA Start Date

July 05, 2017

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This Office

402 West Broadway Ste 400 San Diego, CA 92101-3354 Phone: (619) 305-0553

Other Offices

11500 Olympic Blvd. 4th Floor Los Angeles, CA 90064-1524 Phone: (310) 210-7275