Josh Cutler (CFP®)

Josh Cutler focuses in the
following client markets or areas of practice:

  • College/Education Planning
  • Investment Advice with Ongoing Management
  • Middle Income Client Needs
  • Retirement Planning & Distribution Rules
  • Tax Planning

Planning Specialties

Bluestem Financial Advisors is a comprehensive, fee-only personal financial planning firm geared towards serving the needs of middle-America. Our mission is to serve as your trusted advisor to help you make smart choices about money – choices that lead to peace of mind and financial independence.

Additional Information

I attended Eastern Illinois University, where I earned my Bachelor's degree in Finance with a specialization in financial planning. After working for 3 years in the financial services industry, I joined Bluestem in early 2014 and discovered my passion doing fee-only financial planning.


As a Lead Advisor at Bluestem, I am driven to help clients remove worry from their financial lives through a hands-on, objective approach to financial planning. I believe in helping clients build a strong financial foundation that leads to financial independence and peace of mind. In addition to my work with clients, I take an active role in mentoring and training new advisors and student interns.


Outside of work, I love spending time with my wife Jen and our English Bulldog, Opie. I also enjoy get-togethers with friends and family and like to attend sporting events and concerts, exercise, and play the guitar. 

NAPFA Start Date

April 30, 2015


This Office

1809 Woodfield Drive, Suite A Savoy, IL 61874 Phone: (217) 352-0000 Fax: (206) 338-2264