Nannette Kamien (CFP®, MBA, RICP®)

Nannette Kamien focuses in the
following client markets or areas of practice:

  • Baby Boomers
  • Generation X
  • Middle Income Client Needs
  • Retirement Planning & Distribution Rules
  • Tax Planning
  • Women's Financial Planning Issues

Planning Specialties

Please visit my website for details of the services I offer, along with current pricing.
I can help with these items in your 40s
• Help with evaluating job and career options
• Managing stock options, bonuses, or other income streams
• Maximizing retirement contributions, diversifying investments for the long-term, beginning to plan for retirement
• Evaluating trade-offs and impacts of family life choices and caregiving
• Tax-optimized choices that consider your entire life and financial picture
• Personalized financial advice based on your goals and experience

I can help with these items in your 50s
• Planning for career pivots/promotions, early retirement, or scaled-back choices
• Making sure you have investments that are in the right accounts, with the right risk, and are tax-efficient
• Re-assessing need for insurance products to protect accumulated wealth
• Creating clarity on what kind of planning you want to do to enjoy your lifestyle

I can help with these items when you're 60+
• Helping you create a sustainable income stream from your savings and investments
• Planning for tax-efficient use of resources
• Deciding when to claim Social Security
• Understanding health insurance options including Medicare
• Planning for transitions that may include relocation or long-term care

Additional Information

Wouldn’t it be great if you could find a financial partner to provide clear, objective advice? I originally started Inspiration Financial Planning in Illinois in 2015 - with no experience, as a career-changer, with two little kids at home. I had no credentials either (I was half-way through the CFP® coursework). But I knew that it was what I was meant to do. Life had other plans for me, though. Over the next 6 years, I moved across the country to California, my mom passed away, I went through a very challenging financial situation, a pandemic happened, I got divorced, and I moved again - 5 times in 4 years. So I shut down my firm in 2019 during all of this and I went to work for others. But the dream never died. In 2024, I decided it was time to try again and in 2025, Inspiration Financial Planning was re-launched! I’m not your typical financial advisor or financial planner. You’ll never see me in a suit, and I don’t own a fancy desk. I came to this career later in life because I was sick of the corporate hamster wheel. I have always done work that allows me to combine my love of numbers, technology, and people. Owning my financial planning firm is truly a dream come true for me. I LOVE what I do. I thrive with the opportunity to dive into the numbers while also discussing your fears and concerns. I don’t come from money - my parents got divorced when I was 7 and my mom went back to school to become a teacher. We were on welfare for a while. My past experiences allow me to approach each client relationship with empathy and curiosity. Everyone has their own unique financial story and background that has brought them to where they are today. The past does not define them, but it does inform our work together. We can work together to create the present and future of your dreams. My kids are now teenagers and you’ll find me enjoying a book at my home or the beach in Carlsbad, CA or out watching my oldest play softball.

NAPFA Start Date

January 23, 2025

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Disclaimer: Limitations. This list only serves as a resource to assist an individual in identifying a potential advisor for their review and consideration. The appearance of an adviser on the list is not endorsement by NAPFA of that advisor's services. There can be no assurance that you will experience a certain level of results or satisfaction if you engage a listed advisor. Except for the NAPFA membership fee, the listed advisor did not pay NAPFA a separate fee to appear on the list.
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Disclaimer: Limitations. This list only serves as a resource to assist an individual in identifying a potential advisor for their review and consideration. The appearance of an adviser on the list is not endorsement by NAPFA of that advisor's services. There can be no assurance that you will experience a certain level of results or satisfaction if you engage a listed advisor. Except for the NAPFA membership fee, the listed advisor did not pay NAPFA a separate fee to appear on the list.

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This Office

3660 Azure Cir Carlsbad, CA 92008 Phone: +1 (760) 444-4547