Nannette Kamien (CFP®, MBA)

Nannette Kamien focuses in the
following client markets or areas of practice:

  • Cash Flow/Budgets/Credit Issues
  • College/Education Planning
  • Fixed Fee (Subscription, Retainer, etc.)
  • Generation X
  • Middle Income Client Needs
  • Women's Financial Planning Issues

Planning Specialties

I'm not your traditional financial planner catering to an aging population of retirees and charging based on client assets. I created Inspiration Financial Planning in 2015 after seeing how hard it was to find affordable, objective, financial advice tailored to my peers and colleagues. My generation is balancing uncertainty in a number of different areas from careers, real estate, and health care costs, to rising education costs, aging parents, and longer life expectancy. It’s more important than ever that we make solid financial decisions as we navigate this uncertainty.

The world has changed as we’ve grown up. No longer do we graduate from college, get a job with a good company, and retire from there after 30 years with a nice pension and social security benefits.

I know first-hand what it's like to switch jobs, get married, have a baby, and buy real estate within a span of two years. I understand the challenges you face balancing competing financial priorities like saving for retirement, and saving for college or other goals, while managing variable income, and trying to keep up with all of life's changes that happen in your 30's, 40's, and 50's. I can help you determine where you stand today financially, and help you plan to achieve YOUR inspiring future.

When I'm not helping clients, I enjoy spending time with my husband Rich, and our children Ali and Nate. I love to read, play golf, and travel.

Additional Information


Your finances have gotten more complex as you’ve gotten older. You’ve switched jobs a few times and you haven’t had time to figure out what to do with your old retirement plans. You’re going through some major life transitions like getting married, growing your family, buying a home and moving, getting ready to send your kids to college, or preparing for retirement.

At the same time, you’re unsure if you’ve got the right knowledge to make the best financial decisions for your family. You’d like to master the basics and let someone else worry about the rest. There’s no end to the advice you could get from others, but do they really know what’s best for you?


Wouldn’t it be great if you could find a financial partner to provide clear, objective advice? Someone who got to know you and your family personally. Someone who understood how you got to where you are today. Someone who can help you cut through the clutter and gain peace of mind.

Welcome to Inspiration Financial Planning. We help you get started, get organized, and get the most out of life, with the money you have, while helping you prepare for your future financial transitions. Instead of just focusing on Retirement Planning or doing Investment Management, we practice what we call "Life-Centered Planning".

NAPFA Start Date

December 15, 2014


This Office

144 W D St Ste 114 Encinitas, CA 92024-3572 Phone: (760) 933-7526