Gene McGovern (CFP®, MBA)
Gene McGovern focuses in the
following client markets or areas of practice:
- Baby Boomers
- Fixed Fee (Subscription, Retainer, etc.)
- Investment Advice without Ongoing Management
- Middle Income Client Needs
- Retirement Plan Investment Advice
- Retirement Planning & Distribution Rules
- Baby Boomers
- Fixed Fee (Subscription, Retainer, etc.)
- Investment Advice without Ongoing Management
- Middle Income Client Needs
- Retirement Plan Investment Advice
- Retirement Planning & Distribution Rules
Planning Specialties
I specialize in retirement income planning and issues related to approaching or being in retirement. These include:
- Determining your retirement income needs and how much you need to retire
- Planning a sustainable withdrawal strategy from your savings, pensions, 401(k) plans, 403(b) plans, IRAs, or annuities
- Helping you make appropriate choices for rollovers, lump-sum distributions, required minimum distributions, inherited IRAs, and other retirement plan issues
- Optimizing your investments to maximize income and assets while ensuring that your investments are appropriate and consistent with your individual situation, risk tolerance, time horizon, and goals
- Budgeting, cash flow, and debt management, including student loan issues for your and/or your children
- Maximizing your Social Security benefits
- Minimizing federal and state income taxes through detailed tax planning
- Understanding and managing Medicare choices and options
- Planning for long-term care
- Reviewing your insurance (life, health, property, liability)
- Estate planning
Additional Information
Personal Background
I was born and raised in Portland, Maine. While I’ve spent the majority of my life in New York and New Jersey, I’m a New England Yankee by birth and temperament, with deep roots there: My great-grandfather fought with the 20th Maine Regiment at the Battle of Gettysburg.
That heritage informs the values and characteristics that I hold and bring to my work as a financial planner: integrity, hard work, fairness, pragmatism, common sense.
Professional Background and Credentials
I’m a former CEO, now enjoying a second career as the founder and managing member of McGovern Financial Advisors. I’m also an adjunct faculty member at Fairleigh Dickinson University in New Jersey, where I teach several courses to professionals seeking the Certified Financial Planner™ certification, including retirement planning, investment planning, estate planning, and the Capstone class in financial plan development.
I hold a B.A. in English from Yale University and an MBA in Taxation from New York University. I completed the Financial Planning Certificate Program at Fairleigh Dickinson University, where I now teach, and passed the rigorous Certified Financial Planner™ Examination administered by the CFP® Board. I also passed the Series 65 Uniform Investment Adviser Law Examination, and my firm is a Registered Investment Advisor in the State of New Jersey.
Before founding McGovern Financial Advisors, I enjoyed a 30-year career in professional law and tax publishing.
NAPFA Start Date
July 02, 2014
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