Gene McGovern (CFP®, MBA)

Gene McGovern focuses in the
following client markets or areas of practice:

  • Baby Boomers
  • College/Education Planning
  • Fixed Fee (Subscription, Retainer, etc.)
  • Investment Advice without Ongoing Management
  • Middle Income Client Needs
  • Retirement Plan Investment Advice

Planning Specialties

I specialize in retirement income planning and issues related to approaching or being in retirement.  These include:

  • Determining your retirement income needs and how much you need to retire
  • Planning a sustainable withdrawal strategy from your savings, pensions, 401(k) plans, 403(b) plans, IRAs, or annuities
  • Helping you make appropriate choices for rollovers, lump-sum distributions, required minimum distributions, inherited IRAs, and other retirement plan issues
  • Optimizing your investments to maximize income and assets while ensuring that your investments are appropriate and consistent with your individual situation, risk tolerance, time horizon, and goals
  • Budgeting, cash flow, and debt management, including student loan issues for your and/or your children
  • Maximizing your Social Security benefits
  • Minimizing federal and state income taxes through detailed tax planning
  • Understanding and managing Medicare choices and options
  • Planning for long-term care
  • Reviewing your insurance (life, health, property, liability)
  • Estate planning

Additional Information

Personal Background

I was born and raised in Portland, Maine.  While I’ve spent the majority of my life in New York and New Jersey, I’m a New England Yankee by birth and temperament, with deep roots there:  My great-grandfather fought with the 20th Maine Regiment at the Battle of Gettysburg.

That heritage informs the values and characteristics that I hold and bring to my work as a financial planner:  integrity, hard work, fairness, pragmatism, common sense.

Professional Background and Credentials

I’m a former CEO, now enjoying a second career as the founder and managing member of McGovern Financial Advisors.  I’m also an adjunct faculty member at Fairleigh Dickinson University in New Jersey, where I teach several courses to professionals seeking the Certified Financial Planner™ certification, including retirement planning, investment planning, estate planning, and the Capstone class in financial plan development.

I hold a B.A. in English from Yale University and an MBA in Taxation from New York University.  I completed the Financial Planning Certificate Program at Fairleigh Dickinson University, where I now teach, and passed the rigorous Certified Financial Planner™ Examination administered by the CFP® Board.  I also passed the Series 65 Uniform Investment Adviser Law Examination, and my firm is a Registered Investment Advisor in the State of New Jersey.

Before founding McGovern Financial Advisors, I enjoyed a 30-year career in professional law and tax publishing. 
 

NAPFA Start Date

July 02, 2014

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This Office

425 Washington St Westfield, NJ 07090-3203 Phone: (908) 789-9462