Gene McGovern (CFP®, MBA)

Gene McGovern focuses in the
following client markets or areas of practice:

Baby Boomers

Fixed Fee (Subscription, Retainer, etc.)

Investment Advice without Ongoing Management

Middle Income Client Needs

Retirement Plan Investment Advice

Retirement Planning & Distribution Rules

Planning Specialties

I specialize in retirement income planning and issues related to approaching or being in retirement. These include:

Determining your retirement income needs and how much you need to retire
Planning a sustainable withdrawal strategy from your savings, pensions, 401(k) plans, 403(b) plans, IRAs, or annuities
Helping you make appropriate choices for rollovers, lump-sum distributions, required minimum distributions, inherited IRAs, and other retirement plan issues
Optimizing your investments to maximize income and assets while ensuring that your investments are appropriate and consistent with your individual situation, risk tolerance, time horizon, and goals
Budgeting, cash flow, and debt management, including student loan issues for your and/or your children
Maximizing your Social Security benefits
Minimizing federal and state income taxes through detailed tax planning
Understanding and managing Medicare choices and options
Planning for long-term care
Reviewing your insurance (life, health, property, liability)
Estate planning

Additional Information

Personal Background

I was born and raised in Portland, Maine. While I’ve spent the majority of my life in New York and New Jersey, I’m a New England Yankee by birth and temperament, with deep roots there: My great-grandfather fought with the 20th Maine Regiment at the Battle of Gettysburg.

That heritage informs the values and characteristics that I hold and bring to my work as a financial planner: integrity, hard work, fairness, pragmatism, common sense.

Professional Background and Credentials

I’m a former CEO, now enjoying a second career as the founder and managing member of McGovern Financial Advisors. I’m also an adjunct faculty member at Fairleigh Dickinson University in New Jersey, where I teach several courses to professionals seeking the Certified Financial Planner™ certification, including retirement planning, investment planning, estate planning, and the Capstone class in financial plan development.

I hold a B.A. in English from Yale University and an MBA in Taxation from New York University. I completed the Financial Planning Certificate Program at Fairleigh Dickinson University, where I now teach, and passed the rigorous Certified Financial Planner™ Examination administered by the CFP® Board. I also passed the Series 65 Uniform Investment Adviser Law Examination, and my firm is a Registered Investment Advisor in the State of New Jersey.

Before founding McGovern Financial Advisors, I enjoyed a 30-year career in professional law and tax publishing.