Michael Young (CFP®, CPA)
Michael Young focuses in the
following client markets or areas of practice:
- AUM
- Baby Boomers
- Charitable Giving
- Fixed Fee (Subscription, Retainer, etc.)
- Retirement Planning & Distribution Rules
- Tax Planning
- AUM
- Baby Boomers
- Charitable Giving
- Fixed Fee (Subscription, Retainer, etc.)
- Retirement Planning & Distribution Rules
- Tax Planning
Planning Specialties
With my background as both a CPA and CFP®, our unique specialty is how we blend tax planning, retirement planning, and investment strategy into one cohesive plan. This level of integration creates better outcomes for our clients because it ensures that no part of your financial life is handled in a vacuum. By analyzing how investment choices impact your tax return and how retirement withdrawals affect your long-term spending, we provide a coordinated strategy that protects and grows your wealth. This approach is especially valuable for navigating complex areas like equity compensation and stock options, where seeing the whole picture is essential to making smart, tax-efficient decisions.Additional Information
As a fee-only fiduciary at Clearview Financial, I am dedicated to providing tax-smart financial planning and investment management that looks at the big picture. Since 2018, I have specialized in building comprehensive strategies where financial decisions are evaluated alongside their tax implications to help clients keep more of what they earn. My professional background is built on a foundation of rigorous education, including a CFP® certification following my time at Gonzaga University and a CPA designation earned after completing my Master’s in Accounting at Sacramento State University. This dual background allows me to offer a technical perspective that ensures tax strategy is a core part of every financial plan. My goal is to provide a clear, coordinated path for your wealth so you can feel confident that your financial decisions are working together for your long-term benefit. When I’m not in the office, you can usually find me in Encinitas, walking the beach with my wife and our dog.NAPFA Start Date
January 16, 2026
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