Ryan Moran (CFP®)

Additional Information

Hi, I’m Ryan Moran.

After six years helping hundreds of high-net-worth clients at Vanguard, I stepped away from the comfort of a national firm to build something more personal, more thoughtful, and more aligned with the kind of advice I believe clients deserve.

No commissions. No kickbacks. No pre-approved product list. Just independent advice built around the belief that financial planning should feel clear, personal, and deeply connected to the decisions that matter most.

That belief led to the founding of Locus Wealth Management, an independent fiduciary firm based in West Chester, Pennsylvania.

Locus is built for individuals and couples who have done well, often saved diligently for years, and want more than portfolio management alone. Many are approaching retirement or already retired and looking for a clearer plan around income, taxes, investments, and how all the pieces fit together.

The work often goes beyond investments. It includes helping clients think through retirement income, tax-aware withdrawal strategies, Roth conversions, Social Security decisions, estate coordination, and the bigger financial choices that shape the next chapter of life.

The goal is simple. To offer advice in plain English, bring clarity to complex decisions, and provide the kind of long-term relationship that is hard to find in a larger institution.

If that sounds like the kind of relationship you are looking for, schedule an intro call here.