Steve Witter (Certified Student Loan Professional, CFP®)

Additional Information

I am a fee-only CERTIFIED FINANCIAL PLANNER™ professional who helps individuals, families, and professionals make confident financial decisions through clear, personalized planning. As a fiduciary, I am legally and ethically committed to acting in my clients’ best interests at all times. I specialize in working with NYSTRS teachers and public educators, as well as pre-retirees and retirees who want clarity around retirement income, investment strategy, and long-term financial security. Many of my clients are busy professionals who value straightforward advice, thoughtful planning, and ongoing guidance. My planning process focuses on the areas that matter most: Retirement and income planning Investment management aligned with personal goals Tax-efficient strategies Education and college funding Cash flow and debt planning I earned my Bachelor of Arts in Economics from SUNY Geneseo and completed advanced financial planning education through the College for Financial Planning. I hold the CFP® certification, which reflects rigorous education, experience, and ethical standards. I believe great financial planning should reduce stress, simplify complex decisions, and help clients feel confident about their future. My role is to provide clarity, accountability, and objective advice as life and priorities evolve. I am a lifelong resident of Buffalo, NY, where I live with my wife, our daughters, and our golden retriever. Outside of work, I enjoy golf, biking, travel, and spending time with family and friends.