Carolyn Masline (CFP®, MBA)

Carolyn Masline focuses in the
following client markets or areas of practice:

  • Divorce Planning
  • Estate & Generational Planning Issues
  • Investment Advice with Ongoing Management
  • Retirement Planning & Distribution Rules
  • Tax Planning
  • Women's Financial Planning Issues

Planning Specialties

Areas of focus include planning and advice on: • Stock options and employee equity compensation • Diversifying single stock or concentrated investment portfolios • Tax optimization plans • New responsibilities due to inheritances, widowhood, or divorce • Retirement decision making • Strategies for funding early retirement lifestyles • Strategies for funding late in life care • Family financial literacy • Gifting or legacies for loved ones and/or beloved causes

Additional Information

I’m a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) and have a fiduciary duty to my clients. I have worked in the financial services industry since 2006 and I'm an independent, fee-only advisor. My education includes a Bachelor’s Degree in Mathematics and Economics from UC Santa Barbara, and a Master’s Degree in Business Administration from the University of Southern California. I began my professional career at the Jet Propulsion Laboratory, a NASA facility, and worked in the aerospace industry before changing careers. Prior to founding CareGen Wealth Management, I worked for several Registered Investment Advisor firms in the San Francisco Bay Area including Goldman Sachs Personal Financial Management. I'm proud to serve as my clients' long term trusted advisor, problem-solver, and collaborative partner.

I live in Northern California in Burlingame where my husband and I raised our three now-adult children. In my spare time, I enjoy downhill skiing, hiking, and attending the Sundance Film Festival in Park City, Utah. I also love spending time with family and close friends in Brooklyn, Phoenix, San Francisco, Santa Barbara, and Orange, California.

NAPFA Start Date

August 19, 2022


This Office

1350 Old Bayshore Highway Suite 520 Burlingame, CA 94010 Phone: (650) 288-3060