Carolyn Masline (CDFA, CFP®, MBA)

Carolyn Masline focuses in the
following client markets or areas of practice:

Divorce Planning

Estate & Generational Planning Issues

Investment Advice with Ongoing Management

Retirement Planning & Distribution Rules

Tax Planning

Women's Financial Planning Issues

Planning Specialties

Areas of focus include planning and advice on:

Stock options and employee equity compensation
Diversifying single stock or concentrated investment portfolios
Tax optimization plans
New responsibilities due to inheritances, widowhood, or divorce
Retirement decision making
Strategies for funding early retirement lifestyles
Strategies for funding late in life care
Family financial literacy
Gifting or legacies for loved ones and/or beloved causes

Additional Information

I’m a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) and have a fiduciary duty to my clients. I have worked in the financial services industry since 2006 and I'm an independent, fee-only advisor. My education includes a Bachelor’s Degree in Mathematics and Economics from UC Santa Barbara, and a Master’s Degree in Business Administration from the University of Southern California. I began my professional career at the Jet Propulsion Laboratory, a NASA facility, and worked in the aerospace industry before changing careers. Prior to founding CareGen Wealth Management, I worked for several Registered Investment Advisor firms in the San Francisco Bay Area including Goldman Sachs Personal Financial Management. I'm proud to serve as my clients' long term trusted advisor, problem-solver, and collaborative partner.

I live in Northern California in Burlingame where my husband and I raised our three now-adult children. In my spare time, I enjoy downhill skiing, hiking, and attending the Sundance Film Festival in Park City, Utah. I also love spending time with family and close friends in Brooklyn, Phoenix, San Francisco, Santa Barbara, and Orange, California.