Nick Murphy (CFP®, MBA, RICP®)

Additional Information

Many executives and business owners spend decades focused on one financial goal: building wealth. Retirement is different. It requires turning what you've built into a tax-efficient life with purpose, while avoiding financial blind spots, market anxiety, and costly decisions. I founded Counterweight Private Wealth to help people make that transition. We work primarily with people approaching or in retirement who have accumulated substantial wealth, typically $3 million or more, and want more than portfolio management. At this stage, the priorities often shift to minimizing avoidable taxes, navigating one-time financial decisions, and having a disciplined advisor who can help keep emotion from driving the plan. A few things set us apart: 1) We integrate tax planning and tax preparation. Through our affiliated tax firm, we work from the actual return so strategies involving Roth conversions, RMDs, withdrawal sequencing, QCDs, IRMAA, and capital gains are coordinated rather than theoretical. 2) We are fee-only fiduciaries. No commissions, product sales, or revenue-sharing incentives. 3) We are intentionally boutique. We limit client relationships so advice can remain proactive, personal, and deeply integrated. Our work includes tax-efficient retirement income, strategic withdrawals, concentrated stock and deferred compensation, business exit planning, investment management, estate-planning coordination, and helping clients create a Financial Purpose Statement that defines what their wealth is for. I've advised business owners, executives, professionals, widows, and retirees since 2002, earned my CFP® certification in 2006, and founded Counterweight in 2021. Our team is rooted in Raleigh and Wilmington, NC, and serves clients nationally. The goal isn't simply to retire with enough. It's to minimize avoidable taxes, reduce financial blind spots, and give your wealth a clear purpose for the next chapter.