Melody Townsend (BBA, CFP®)

Melody Townsend focuses in the
following client markets or areas of practice:

  • AUM
  • College/Education Planning
  • Estate & Generational Planning Issues
  • Insurance Related Issues
  • Investment Advice with Ongoing Management
  • Retirement Planning & Distribution Rules

Planning Specialties

Townsend Financial Planning, LLC is a financial planning & wealth management firm headquartered in Mount Sterling, KY, with additional offices in Lexington & Louisville.  The firm focuses on providing Fee-Only financial planning, investment advice, & second opinions to individuals, couples & families.  We believe that with planning comes peace and through the financial planning process we can help clients improve cash flow, increase their net worth, & reduce taxes. We also provide an independent, objective second opinion for investment portfolios, retirement strategies and insurance products. Learning about our clients goals and developing a long-term planning relationship to achieve them is our primary client objective.

Additional Information

Melody W. Townsend is a Mount Sterling, Lexington and Louisville, KY fee-only planner.  Townsend Financial Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Melody Townsend is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. She is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds a Bachelor of Business Administration degree in Finance from Morehead State University. She has served on the board of the Kentucky Financial Planning Association (FPA). Melody has been quoted in The Wall Street Journal, USA Today & featured in the cover story of Financial Advisor Magazine. In her free time, she enjoys spending time with her husband and children on their family farm.  Her professional goal is to build long-term relationships with her clients based on trust and integrity, and to continue to expand her business through referrals from satisfied clients.

Melody & her team understands your time is valuable. That's why they offer a brief introductory phone call to provide you with an opportunity to have your most pressing questions about our services answered before scheduling a video/in-person meeting. So, go ahead and gather your questions and they will give you a call at the time you selected. Schedule an introductory call

NAPFA Start Date

March 26, 2007


This Office

710 E Main St Lexington, KY 40502-1668 Phone: (859) 299-2020 Fax: (859) 274-4122

Other Offices

7508 New La Grange Rd Suite 6 Louisville, KY 40222 Phone: (502) 630-0707
36 E Main St Mount Sterling, KY 40353-1414 Phone: (859) 498-2020 Fax: (859) 274-4122