Melody Townsend (BBA, CFP®)

Melody Townsend focuses in the
following client markets or areas of practice:

  • AUM
  • College/Education Planning
  • Estate & Generational Planning Issues
  • Insurance Related Issues
  • Investment Advice with Ongoing Management
  • Retirement Planning & Distribution Rules

Planning Specialties

Townsend Financial Planning, LLC specializes in providing financial planning on an hourly or retainer basis to individuals, families & businesses. Investment Management and investment advice is also available on an on-going basis. We believe that with planning comes peace and through the financial planning process we can help clients improve cash flow, increase their net worth, & reduce taxes. We also provide an independent, objective second opinion for investment portfolios, retirement strategies and insurance products. Learning about our clients goals and developing a long-term planning relationship to achieve them is our primary client objective.

Additional Information

Melody W. Townsend is the founding principal of Townsend Financial Planning, LLC, an independent financial planning firm located in Mount Sterling, Kentucky. Melody focuses on providing Fee-Only financial planning, investment advice and second opinions to individuals and families from all income levels and walks of life. Melody is a CERTIFIED FINANCIAL PLANNER™ practitioner. She holds a Bachelor of Business Administration degree in Finance from Morehead State University. She has served on the board of the Kentucky Financial Planning Association (FPA). Melody has been quoted in The Wall Street Journal, USA Today & featured in the cover story of Financial Advisor Magazine. While she enjoys spending time with her husband and family on their farm, Melody’s professional goal is to build long-term relationships with her clients based on trust and integrity, and to expand her business through referrals from satisfied clients. She invites you to schedule a complimentary, no-obligation Get Acquainted meeting to discuss your financial goals and objectives.

NAPFA Start Date

March 26, 2007


This Office

710 East Main St. Lexington, KY 40502 Phone: (859) 299-2020 Fax: (859) 274-4122

Other Offices

44 E Main St Mount Sterling, KY 40353-1414 Phone: (859) 498-2020 Fax: (859) 274-4122