Jay Zigmont (CFP®, PhD)

Jay Zigmont focuses in the
following client markets or areas of practice:

Cash Flow/Budgets/Credit Issues

Entrepreneurs

Financial Psychology/Coaching

Fixed Fee (Subscription, Retainer, etc.)

Generation X

Hourly

Planning Specialties

About Dr Jay

My mission in life is to help people to learn how to live their best life and achieve financial freedom. I serve everyone but my specialty is in helping Childfree Individuals and Families.

Like many others, I grew up in a home where we were always struggling to make ends meet. My parents worked hard but yet it seemed to always be feast or famine in the house. It wasn’t because we did anything wrong, it was just the only thing we knew to do. If we wanted more, we had to work more. We worked hard for our money, and it was gone just as fast at it came in.

Decades later, I learned how debt can ruin your life, and that there was a way to make your money work for you. Now my wife and I live debt-free, have investments, and live a life of financial freedom that is a luxury to most.

Now I’m on a mission to help others. I’ve spent my life learning about how to help people learn better. I have a Ph.D. in Adult Learning from the University of Connecticut. That is just a fancy way of saying that I have worked hard to become an expert in both learning and how to help others learn. I have used those skills to coach both individuals and businesses over the past decade. Depending on what is needed, I’m a life coach, executive coach, financial coach, and/or whatever the learner needs. I am also a CERTIFIED FINANCIAL PLANNER™. Becoming a CFP® professional is a rigorous process that includes four Es: Education (minimum of a Bachelors Degree), Experience (minimum of 6000 hours), Examination, and Ethics. The result is that I have broad training in the areas of Comprehensive Financial Planning: Financial Planning, Insurance Planning & Risk Management, Investment Planning, Tax Planning, Retirement Planning & Employee Benefits, and Estate Planning.

Additional Information

Being a CFP® professional also means I am held to a Fiduciary Standard. The Fiduciary Standard means I MUST put your financial interests ahead of my own. To this end, I am also a Fee-Only CFP® Professional. Fee-Only means the only way I get paid is from you. I don’t get commissions from anyone or any incentives to sell you products. That means if I make a recommendation it is because I believe it is best for you, not for me. I am also advice-only. That means you pay me for my advice and then manage your own investments. I don't do investment management and do not charge an assets under management (AUM) fee.