Retirement Income Solutions, Inc.

RIS's eight advisors have over 120 combined years of investment and planning experience and we now manage over $1.5 Billion for more than 1,100 clients, half of whom work at the University of Michigan or Eastern Michigan where we have the ability to directly manage TIAA-CREF and Fidelity assets. The other half of our clientele are from all walks of life.   The typical investor we see is someone who is looking for a trusted fee-only advisor to serve as a quarterback of their financial affairs.  We manage 401k and 403b plans, IRAs, trusts, and after-tax assets using a proactive approach.  We do not feel buying and holding is likely to be a winning strategy in the decade to come.