Florida Financial Planning

Retirement planning without the sales pitch

I'm Keith Hensley, a CFP® professional providing flat-fee financial planning to near-retirees and retirees in Orlando, Florida. My firm is fee-only, advice-only, and structured to eliminate conflicts of interest.

No products. No commissions. No hidden agendas.

You pay a flat fee for comprehensive financial planning. I work for you, not for companies trying to sell you something. It's simple and transparent.

What we focus on

The questions keeping you up at night. When can you retire? How much can you safely withdraw? What's the right Social Security strategy? How do you minimize taxes? Will your money last?

I help you turn years of saving into a sustainable retirement income plan. We map out the transition from earning paychecks to creating your own paycheck from investments, Social Security, and other income sources.

Who I work with

Primarily near-retirees and retirees in the Orlando area who want straightforward guidance on retirement income planning, tax strategy, and investment management. I also serve younger professionals who are serious about building wealth for the future.

What to expect

I'm naturally laid back and genuinely interested in your story. This isn't about rushing through a template or pushing you toward products. It's about listening to your concerns, understanding your goals, and building a financial plan that fits your life.

As a fiduciary, I'm legally required to put your interests first. But that's also just the right way to do business.

Why Orlando families choose Florida Financial Planning

You're working with a local CFP® professional who lives and works in this community. No call centers. No rotating advisors. Just honest, conflict-free financial planning from someone invested in your success.