Ian Aguilar (CFP®, MBA)

Ian Aguilar focuses in the
following client markets or areas of practice:

  • Cash Flow/Budgets/Credit Issues
  • College/Education Planning
  • Generation X
  • Investment Advice with Ongoing Management
  • Medical Professionals

Planning Specialties

Ian Aguilar is a partner in Mellen Money Management, an independent fee-only financial planning firm based in Nocatee, FL and specializes in college consulting and student loan repayment advice. Scott's other focus is on helping clients manage and optimize key milestone events to enhance their overall financial health. Even as a specialist, Ian continues to offer investment management and financial planning for those who have more general needs.

For parents with college-bound children, Ian empowers those families to shop for college with a proven process called College Pre-approval TM. Think of this process as being similar to getting approved for a mortgage. In other words, Scott not only helps families save FOR the cost of college but ON the cost of college by ensuring their student is maximizing their financial aid packages. 

For young professionals, Ian compares a borrower's current payment plan to other options to see if any savings can be generated through refinancing, debt forgiveness, consolidation or selecting another repayment plan. Ian also evaluates the cost-benefit analysis of married filing separately versus married filing jointly, which is especially important when a borrower wants to minimize payments. Furthermore, Ian helps student borrowers balance paying down their debt with other financial goals, such as: saving money for a rainy day, minimizing credit card debt, contributing enough towards retirement, and buying a house.

Additional Information

As a CFP®, Ian offers full-service financial planning and investment management. However, with the astronomical spike in the cost of college, Ian decided to be a part of solving the problem by helping individuals and families navigate past the many hidden pitfalls rife with paying for college, which can be very expensive for anyone lacking a plan. Most planners show clients how to save for college, unfortunately, most do not offer solutions towards reducing out of pocket expenses such as how to lower tuition costs and minimizing student loans. Thankfully, Mellen Money Management does!

To learn more contact Ian or schedule a quick 15-minute introductory call

NAPFA Start Date

July 01, 2019

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This Office

1102 A1A N Suite 206 Ponte Vedra Beach, FL 32082 Phone: (904) 580-4698