Marcel Winger (CFP®, MS)

Marcel Winger focuses in the
following client markets or areas of practice:

  • Baby Boomers
  • Estate & Generational Planning Issues
  • Retirement Plan Investment Advice
  • Retirement Planning & Distribution Rules

Planning Specialties

I specifically work with clients who are either in retirement or are considering retirement in the next 10 years. I believe that a client’s financial plan requires a more deliberate and tailored approach during this stage in life. I believe the importance of financial decision made during these years are magnified in terms of accomplishing the goals and objectives that you have in place for your retirement.

Mutual Wealth provides clients with recommendations that answer their most pressing questions including:

  • How long will my account last?

  • When should I take my Social Security Benefit?

  • Should I take my pension as a Lump sum? What other options do I have? What alternatives should I consider?

  • Do I need coverages above and beyond Medicare?

  • What Account should I pull from first? Roth, Traditional, or my taxable account?

  • Should I hold the same types of investments in each of my accounts?

 

Additional Information

                                                                                 My Pillars

Gain Peace Of Mind. Alleviate your retirement planning concerns by partnering with a firm that specializes in the field. Allow me to shoulder the burden of planning, by developing a truly comprehensive approach that seeks to accomplish the goals and objectives that will make your retirement a self-defined “success”. 

Don’t Be A Number. I will work with a maximum of 70 households on a recurring basis. The industry average for Broker-Dealer Advisors is upwards of 500 clients. I believe in giving advice that is tailored to your specific situation. Serving a maximum number of 70 clients allows me to have the time necessary to build the plans that you and your family deserve.

Simplify Your Life. My planning software allows you to link all of your financial accounts in one central location, helping you get organized and gain insight into your overall financial picture. You are not required to move your accounts from firms where you currently do business, unless you would like me to fully manage the portfolio for you, in which case I would facilitate those transfers and make sure they are initiated in a tax-efficient manner.

Pay Less Once Retirement Is Official. My adaptive planning fee will automatically decrease or remain at the firm minimum when changes occur in your life. Let me know once your retirement becomes official, and you will see the decrease occur in that month’s billing cycle.

NAPFA Start Date

August 07, 2018

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This Office

2935 THOUSAND OAKS STE #6 - 242 San Antonio, TX 78247 Phone: (210) 774-2847