Harvest Capital Advisors, Inc.

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Robert Abbott (ChFC®, CLU, MSFS)

Robert Abbott focuses in the
following client markets or areas of practice:

  • Business Owners
  • Estate & Generational Planning Issues
  • Investment Advice with Ongoing Management
  • Retirement Planning & Distribution Rules
  • Women's Financial Planning Issues

Planning Specialties

   Our main focus is Financial Advocacy -- active involvement in any and all financial decisions and activities in which clients want our involvement.
   Our first step is to plug the leaks.  We develop a detailed cash flow model for every client, analyzing, and, where possible, reducing the costs of credit, insurance, taxes, education, and so on.
   Next steps can include issues as diverse as developing a three to five year plan to restructure a business in anticipation of selling, refinancing or remodeling a home, providing care and bill-paying services for either a client or a parent, or researching scholarship opportunities for children.
    Once we have helped the client establish their long-term financial goals, we determine the minimum rate of return needed to safely reach their objectives.  If the client is comfortable with a higher level of volatility, we will, if necessary, quantify their tolerance for market volatility, and target a higher rate of return.  We develop a custom investment portfolio for each client that is comprised of individual fixed income and equity assets, with mutual funds used to fill specialized niches.  For appropriate clients, we have access to private equity opportunities with a proven and conservative approach.
   Nearly two-thirds of our clients fit into three major categories, each of which represents a major life transition, along with the accompanying uneasiness of venturing into the unknown:  approaching or into retirement; women in transition (divorce or widowhood); business succession.
    We meet with each client as often as needed to clarify goals, establish an accurate cash flow projection, determine risk exposures due to death, disability, long-term care needs, even property losses.
     Importantly, we exp

NAPFA Start Date

September 25, 2003

Industry Start Date

January 01, 1975

Harvest Capital Advisors, Inc.

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This Office

11000 NE 33rd Pl Ste 301 Bellevue, WA 98004-1441 Phone: (425) 827-6236 Ext: 107 Fax: (425) 827-2687