Therese Nicklas (CFP®)

Therese Nicklas focuses in the
following client markets or areas of practice:

  • Business Owners
  • Cash Flow/Budgets/Credit Issues
  • Divorce Planning
  • Entrepreneurs
  • Financial Psychology/Coaching
  • High Net Worth Client Needs

Planning Specialties

Have you wondered why some people are successful, while others struggle to get by?  Why do some have confidence and ease with money while others live paycheck to paycheck?  As a Certified Money Coach®, I create a bridge between behavioral finance and financial planning.  Helping clients get to the root of why they make the decisions they make helps them realize their present financial status is a symptom of the patterns, beliefs and behaviors that are picked up throughout their lifetime.  Throughout the process, I hold their hand while holding them accountable.  Leading with advice and financial education eliminates the need to have an asset minimum to work with me.  I offer clients monthly memberships, hourly services and/or asset management at affordable rates.  My goal is to have my service pay for itself by saving you time, stress and helping you avoid costly mistakes that slow down progress toward goals."

When a client owns a company and sponsors a retirement plan, my Purpose Driven, Passion Inspired™ system benefits the employer and employee. Offering an employer sponsored retirement plan and a Financial Wellness program is a distinctive benefit that helps employers attract and retain top talent.  The combinination helps improve plan participation and appreciation significantly. 

I help clients with

  • Student loan paydown strategies
  • Financial Planning & Advice
  • Money Coaching
  • Employer Sponsored Retirement Plans
  • Financial Wellness Programs for Employees
  • Fiduciary Support for Employer Sponsored Retirement Plans
  • Divorce Settlement Negotiation Strategies
  • Windfall Management
  • Financial Planning for Widows
  • Estate Planning and more

Additional Information

"After nearly 20 years in the financial planning and wealth management industry, I made a shift in the way I practice.  Last December, I launched a Fee-Only RIA firm called The Wealth Coach for Women, Inc."  

"I started out like a lot of my peers - with an insurance company Broker/Dealer but felt something was missing.  When I was taught to create financial plans, it was for the purpose of selling products.  I felt strongly that this was not authentic, so I searched for a better way."

"That "better way" appeared at a recent FPA Conference, where I met folks from NAPFA and learned about the Fee-Only Fiduciary model.  From that moment, things started to gel.  The right people showed up to help me launch my firm and create a business plan.  My niche, helping women with lifestyle transitions by empowering them with smart money strategies fell in my lap.  My journey brought me to doing work I love, the way I want and with people that bring me joy.  

"Today, I lead with financial education, helping clients feel confident they are making smart decisions. By empowering them with the tools they need, clients feel assured their savings and investment process aligns with their purpose.  Helping my clients plan for the future while enjoying the present is not a profession, it is a calling."

 "When I'm not working, I enjoy spending time with friends and family, travelling, cooking and hiking with my grand-dog, Jackie."

Therese has been featured in the Wall Street Journal, Forbes Magazine, Financial Planning and more. She is a sought-out speaker, serving as a subject matter expert for many healing arts, divorce mediators and business associations. 

NAPFA Start Date

July 31, 2017


This Office

800 Hingham St Ste 200 Rockland, MA 02370-1067 Phone: (781) 413-1090