Lisa Bayer (CFA, CFP®)

Lisa Bayer focuses in the
following client markets or areas of practice:

High Net Worth Client Needs

Hourly

Investment Advice with Ongoing Management

Retirement Plan Investment Advice

Retirement Planning & Distribution Rules

Tax Planning

Planning Specialties

Core components of our financial planning approach include:

Investment Management. In constructing our clients’ investment plan, we work to assure it aligns with their financial requirements and goals, liquidity needs, tax status, health, risk tolerance, and investment time horizons. We emphasize no-load, low cost mutual funds and/or ETFs (providing the lowest cost institutional share classes available), along with tax-conscious asset location and rebalancing. We place an emphasis on both upside capture and downside protection.

Tax Reduction Planning. A key component of wealth preservation and creation is minimizing taxes. At Opus, we provide financial planning that also integrates tax planning from the onset and throughout the year. And as an Authorized IRS e-file Provider, we can ensure, if a client chooses, the proper filing of their federal and state tax returns.

Retirement Planning. We help our clients understand if and when they can comfortably retire in the lifestyle they choose; how and how much to save; how to structure their portfolios at different periods of their lives; how to avoid outliving their resources; how to optimize social security and pension accounts; optimal tax efficient withdrawal strategies, and assuring they are protected in the event of unanticipated health crises.

Business Planning. We can guide business owners in multiple areas, including business formation, tax minimization, cash flow planning, stock options, restricted stock and deferred compensation, and employer retirement plans.

Plus, Insurance Needs Analyses, College Planning, Pre-Divorce and Divorce Planning, and Estate and End of Life Planning. Please visit our website for details.

Additional Information

Lisa Bayer, CFA, CFP, is the Founder and Principal at Opus, having begun her career in finance 30 years ago when she graduated in Finance from the University of Illinois. Her myriad roles in finance, education and financial designation converged to shape her final career choice as a Wealth Manager and Financial Planner. She'd previously worked in securities compliance, investment analysis, institutional portfolio management, and teaching investment and financial planning topics at the undergraduate and graduate levels.

In working with clients, Lisa tries to help her clients gain control over their financial lives by helping them stay disciplined and be aware of the implications of the financial choices they make. First, however, it's important to listen and understand one's past and anticipated journey before offering strategies and solutions. While Lisa is an analyst at heart, she believes her primary service is to help clients attain the peace of mind that comes with financial freedom so they can live as they choose. Lisa is a Chartered Financial Analyst (CFA); a Certified Financial Planner (CFP); obtained her MBA in International Business from DePaul’s Graduate School of Business; and her BS in Finance from the University of Illinois.

Lisa grew up in the Chicago area and serves clients across the United States. In her spare time, she enjoys spending time in natural settings Thus far, one of her greatest joys has been watching her children—both now attending college--evolve into kind, smart, empathetic human beings who she believes will change the world for the better.

Lisa can be reached at Lisa@OpusFinSolutions.com.