Larry Frank (CFP®, MBA)

Larry Frank focuses in the
following client markets or areas of practice:

  • College/Education Planning
  • Hourly
  • Investment Advice with Ongoing Management
  • Investment Advice without Ongoing Management
  • Retirement Plan Investment Advice
  • Retirement Planning & Distribution Rules

Planning Specialties

Larry is a thought leader in retirement income planning. He has peer reviewed research published in the Journal of Financial Planning that has expanded the profession's understanding of measuring retirement withdrawals through a dynamic process that recognizes uncertain markets. Larry also applies this research to those who are not yet retired.
In other words, through the use of passive indexed funds, there is a method to measure and monitor your retirement income without products from insurance companies.
Clients are those people who want to understand their financial situation, retain decision making, and have a professional assist them with those decisions. In other words, they are still the Chairman of the Board for their financial affairs and make key decisions and use professionals to provide them insight and information so they can make prudent decisions.
Larry uses multiple meetings to access your needs. Most clients ultimately opt to have assets managed as their preferred method for fee billing. Hourly billing is also an option.
Please visit my website to really see how I am different from other adviser's (and their websites). My value to clients come from a deep understanding of what you want to do with your money. This goes well beyond simply investing and hoping the markets are going to solve all your problems.

Additional Information

More specific information about Larry, his philosophy, as well as Larry's blog for insights what he thinks, may be found at
Other information also may be found at and then click on "FIND
Larry is a retired US Air Force Command Pilot who flew helicopters, high performance jets, and internationally in multi-engine jets. He was also a Contingency Planner in joint command headquarters and a veteran of the First Gulf War. His flying and planning experience provided insight into planning ahead to reach destinations and goals as well as the need to consider alternatives when things do not go according to plan. Those characteristics carry over to Financial Planning.

NAPFA Start Date

July 16, 2012


This Office

300 Harding Blvd Ste 103D Roseville, CA 95678-2471 Phone: (916) 303-7777 Fax: (916) 303-7777