Michael Smith (CFP®)

Michael Smith focuses in the
following client markets or areas of practice:

  • Business Owners
  • Investment Advice with Ongoing Management
  • Medical Professionals
  • Retirement Plan Investment Advice
  • Retirement Planning & Distribution Rules

Planning Specialties

Helping Clients Identify & Achieve Goals: Although most clients seem to have relatively similar goals (retire comfortably, educate children, sound investment management), our unique discovery process typically uncovers many others and helps our clients to prioritize their goals based on their core values.  We find that aligning your goals with your core values quite often leads to a more satisfying, fulfilling and financially secure life.  Our goal in working with our clients is to help them achieve not only riches in life, but richness of life, as well.

Ongoing Investment Management: With an investment committee which consists of 7 seasoned professionals with a cumulative 100+ years of experience, RTD constructs portfolios designed to help our clients achieve their goals while taking the least amount of risk.  Our disciplined process looks at all portfolios on a daily basis and uses “opportunistic rebalancing” to take advantage of market fluctuations.  We strive to achieve tax efficiency and to keep costs at a minimum.

Advising Medical Professionals: Helping medical professionals navigate the ever-changing world of healthcare is our forte. We truly understand the conflicts and complexities of balancing a thriving practice and an abundant personal life. We work with physicians, dentists and specialists to help them make the smart decisions about their professional and personal lives that will ultimately provide balance, success and peace of mind.

Planning Issues for Business Owners: As small closely held business owners, we understand the unique issues and opportunities that business owners face.

Additional Information

Michael is a Shareholder of RTD Financial Advisors, Inc. and manages the Atlanta, GA office. He has been active in the financial planning profession since 1986 and a CFP® licensee since 1989. Prior to joining RTD, Michael was a Principal and co-founder of Financial Vision Advisors, Inc., a highly successful firm specializing in comprehensive, holistic financial planning.  A frequent speaker on various financial topics, Michael was co-host of the Money & More Investment and Personal Finance Seminar held at the Georgia World Congress Center in 1998, presented by the Atlanta Journal Constitution and the Georgia Society of the ICFP and attended by over 5000 people. He has been a guest lecturer at Georgia Tech, the University of Georgia, Georgia State University and Shorter College on personal finance and economics.

 

In 2009, 10, 11, 12, 13, 14 and again in 2015, Michael was named a Five Star Best in Client Satisfaction Wealth Manager by Atlanta Magazine. In 2008, Michael was featured on Fox 5 Atlanta News regarding the effects of the market downturn on retirees. He has also been featured in Wall Street Journal, Investment News, the Atlanta Business Chronicle and the Atlanta Journal & Constitution and in the following magazines: Time, Newsweek, and the Journal of Financial Planning. His firm was listed as one of the "Top Ten Atlanta Financial Planning Firms," 1996, by the Atlanta Business Chronicle.

 

Michael is an active member of The Financial Planning Association (FPA) and in 2009 was elected to the national FPA Board.

NAPFA Start Date

June 01, 2011

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This Office

30 S 17th St Ste 1620 Philadelphia, PA 19103-4009 Phone: (215) 557-3800 Fax: (215) 557-3814

Other Offices

2 Ravinia Dr Ste 1360 Atlanta, GA 30346-2167 Phone: (800) 893-4725 Fax: (770) 394-7554