Shikha Mittra (AIF®, CFP®, CMFC, CRPS, MA, MBA)

Planning Specialties

People who have saved in their company sponsored retirement plans, or have deferred compensation plans or stock options, come to us for a second opinion because they might be getting isolated recommendation or are not sure if the advice they are getting is in their best interest. As a Retirement Management Advisor, RMA® trained in retirement and income strategies, we create a fiduciary Retire Smart customized, sustainable plan which helps them achieve their financial or retirement goals. Being a practicing Certified Financial Planner, CFP® for over two decades, we take a holistic look at our client’s total financial picture, so no decisions are made in vacuum. Since we are an open platform with unlimited choice of funds and ETFs, we use our Chartered Mutual Fund Counselor, CMFC® knowledge to select funds and keep costs down. So, clients can achieve their goals efficiently and can do what they enjoy.

Being a certified Cash Balance Consultant, we help business owners of growing, small to mid-size companies, looking to save more for themselves on a pretax basis than what their 401k offers, result in lowering taxes and protecting their assets from creditors. As an Accredited Investment Fiduciary, AIF®, we help business owner clients reduce their fiduciary liability, by following the prudent process to evaluate, benchmark and optimize their sponsored retirement plans. As a PPC®, we further help them with retirement plan management based on ERISA laws. As retirement plan options evolve and tax complexities increase, our Chartered Retirement Plan Specialist, CRPS® training helps us to guide our clients in designing, installing, and maintaining their company retirement plans.

My commitment is to help lots of people. And share knowledge. It pains me to see hard working people make financial mistakes which can easily be fixed with the right guidance and hopefully in a timely manner.