David Zolt (CFP®, EA)

David Zolt focuses in the
following client markets or areas of practice:

  • Investment Advice with Ongoing Management
  • Middle Income Client Needs
  • Retirement Planning & Distribution Rules
  • Tax Planning

Planning Specialties

Providing peace of mind through comprehensive investment, retirement, estate, insurance and tax planning.  Areas of excellence include investment strategy, retirement planning, retiree withdrawal strategy, tax planning and employee benefit planning.

Additional Information

David M. Zolt, CFP®, EA worked over 20 years in retirement and employee benefit planning as a senior fee-only advisor. David’s position as trusted advisor to some of the largest pools of liquid assets in the world gave him the rare opportunity to watch professionals advise multi-million and multi-billion dollar pension funds utilizing the best practices of investing. In the process, he learned firsthand how seasoned professionals invest.  David’s clients included The Ford Motor Company, American Greetings, The United Nations, The World Bank and The International Monetary Fund.

In planning for his own financial future, David looked for a personal financial advisor who would advise him in the same independent and truly objective way that he provided advice to clients. David discovered that, unlike the corporate world, personal financial planners are almost exclusively product salespeople and asset gatherers, rather than truly objective financial advisors. Product salespeople are paid commissions for selling clients unnecessarily expensive and inefficient insurance products and loaded mutual funds. Asset gathers try to gather as much of your assets as possible, which may not be in your best interest, because they are paid by taking a percentage of your assets “under management” each year.

Disillusioned with the options available, David learned to do his own retirement and investment planning. After designing and implementing a plan for his own financial independence, David concluded that there is a great need for truly objective and comprehensive financial planning and decided to provide this service to clients.

David is a Certified Financial Planner®, an Enrolled Agent, and a NAPFA-Registered Financial Advisor.

NAPFA Start Date

December 18, 2007

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This Office

25109 Detroit Road Ste 330 Westlake, OH 44145-5641 Phone: (440) 250-9744 Fax: (440) 250-9706