Red Clover Financial Planning, LLC
We offer financial planning and investment management services to meet the specific needs of federal and military employees.
Our fee-based investment management services focus on you and your tailored portfolio. Together we create a strategy that considers your individual needs, time horizon, and investment objectives. We utilize the Riskalyze tool to create a portfolio that matches your comfort level. Built on a Nobel Prize-winning framework, Riskalyze replaces confusing and subjective terms like “moderate” and “moderately aggressive” with the Risk Number, a number between 1 and 99 that pinpoints a client’s exact comfort zone for downside risk and potential upside gain. Once a portfolio is in place, we continue to monitor and adjust for market conditions, life events and changing goals.
High fees can have a detrimental impact on your portfolio returns. Kate chooses quality investment products, with low fees and a good track record. The average expense ratio of our portfolios is just 0.20%. For clients that utilize our investment management services, we include some financial planning work as part of the assets under management fee.
Red Clover offers a comprehensive financial planning subscription service. To make big changes or achieve challenging financial goals like making your personal asirations happen, getting out of debt, saving for retirement, or even starting a new career, ongoing support just makes sense. By first focusing on you and the essential elements you need to live your most fulfilled life, we empower you with a financial plan and a realistic way to carry it out. You can carry out your plan with an expert behind you every step of the way. We stay in touch with what's going on, helping you weigh key decisions, and revisiting steps that help you make swift progress towards your goals.